Chauffeur Fleet Insurance
Keep your fleet moving and your business running smoothly with specialist chauffeur fleet insurance tailored to the way you operate.
Why choose Howden for Chauffeur Fleet Insurance?
As a broker specialising in business insurance, we take care of the heavy lifting so you don’t have to. The strong relationship we’ve built with our insurer means we can arrange your fleet cover quickly and make the process simple, efficient, and hassle‑free.
Every chauffeur fleet is different – from the vehicles you run to the type of work you take on – so we take the time to understand your business and build a solution that fits. Whether you’re renewing, expanding, making a claim, or arranging a brand‑new policy, our team is here to support you at every stage.
Benefits of working with a chauffeur insurance broker
- We’re rated Excellent on Trustpilot – you can rely on us
- We’re driven to save you time, money, and hassle
- You get tailored advice that comparison sites simply can’t offer
- If you need to make a claim, we’re right by your side
Chauffeur fleets using Blacklane and Wheely
App‑based platforms like Blacklane and Wheely have become a key part of how many chauffeur fleets and private hire fleets operate. To support this evolving market, we’ve expanded our offering.
Our updated underwriting now accepts: “Bookings pre‑arranged on the website or pre‑arranged via Blacklane or Wheely App.”
This opens up cover to more chauffeur car fleet operators, including those who rely on these platforms for their work.
What does Chauffeur Fleet Insurance cover?
We understand how important comprehensive, flexible cover is for fleet operators. Insurance for chauffeurs is designed to protect your vehicles, drivers, passengers and third parties from the risks associated with running a professional chauffeur service – including accidents, theft, vandalism, and more. It also ensures you meet essential chauffeur insurance requirements, whether you operate independently or manage a larger fleet.
It can cover a wide range of vehicles, from luxury saloons to executive cars and other high‑value models. We can also arrange commercial combined insurance to protect your premises, equipment and liabilities.
Fleet policies can be tailored based on:
- Fleet size
- Types of vehicles
- Your operating area
- The nature of your work
- Your risk profile
We’ll work with you to shape a policy that fits your business and helps you manage costs effectively.
What types of vehicles does chauffeur fleet insurance cover?
Our specialist chauffeur insurance policy provides cover for a wide range of vehicles used in professional chauffeur services, including:
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Luxury cars
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Executive cars
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Other high‑value vehicles used to transport clients safely and comfortably
Whether you operate a single prestige vehicle or manage a larger chauffeur fleet, we can accommodate businesses of all sizes. No chauffeur operation is too big or too small – we’re here to support you with tailored cover that fits the way you work.
Supporting your network, rewarding your trust
Many chauffeurs work closely with other drivers, whether through app-based platforms, partnerships, or trusted networks. Our refer a friend reward is the perfect way to earn some extra cash. If you become a client of ours and refer another professional driver who successfully takes out a policy, you’ll receive £50 as a thank you.
It’s our way of supporting the chauffeur community and helping more drivers access specialist protection.
Your team
Our specialist Chauffeur Insurance team is here to support you with clear advice, tailored cover and dedicated help whenever you need it. With years of experience working alongside professional chauffeurs and executive transport businesses, they understand the pressures you face and the importance of keeping your service running smoothly.
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Natalie Lodge – Associate Director
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Marc Salisbury – Team Leader
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Ricky Chivers – Account Executive
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Cameron Scott – Account Handler
If you’d like to learn more about chauffeur insurance or want help finding the right cover for your work, get in touch with us by phone or email. We’re here to help you get the protection you need – quickly and confidently.
Rated 'Excellent' on Trustpilot
500,000+ Protected Clients
Insuring for 30+ years
Insurance Broker of the decade
Chauffeur fleet insurance FAQs
How much should chauffeur insurance cost?
Chauffeur fleet insurance doesn’t have a fixed price – your premium depends on factors like vehicle type, driver experience, claims history and where your business operates. Executive vehicles, higher mileages and larger fleets typically increase the cost, while strong risk management and clean records help keep premiums competitive.
If you want a tailored figure based on your fleet, we can provide a personalised quote and explain the factors influencing your price.
What insurance do I need to be a chauffeur?
To work as a chauffeur, you’ll need hire‑and‑reward insurance designed specifically for executive private hire, along with public liability cover and, if you employ drivers, employers’ liability insurance. These are the core chauffeur insurance requirements for operating legally and safely. Many chauffeurs also choose breakdown cover, replacement‑vehicle cover and personal accident protection to keep their business running smoothly.
We can help you build a policy that fits your work, whether you operate independently or run a fleet.
Can anyone drive with chauffeur fleet insurance?
Not automatically – chauffeur fleet insurance only covers drivers who meet your insurer’s criteria and are approved on your policy. Most insurers require professional driving experience, clean licences and suitable age brackets, and some may ask for additional checks depending on the vehicles you operate.
If you need to add or remove drivers, we can update your policy quickly to keep your fleet compliant.
We strive to offer chauffeurs and executive private hire drivers comprehensive insurance cover at a price that suits their budget.
Whether you’re taxiing alone or need to cover a fleet, rely on our flexible, specialist taxi insurance policies.
Speak to our expert advisors and let them help you find a bus or coach insurance policy that provides you with the cover you’re looking for.