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Shareholder/Partner Protection

Reliable cover which helps to ensure remaining shareholders maintain control of their business if the unexpected happens.

Howden Shareholder Partner Protection

Why choose Howden Life & Health for Shareholder / Partner Protection?

As a broker which specialises in business insurance, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing a wide range of shareholder protection options, on your behalf, simple and easy. What’s not to like?

Here at Howden, we also understand that each insurance product we provide needs to be as individual as its owner and their business, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your cover.

Ultimately, whether you need to make a claim, purchase new shareholder protection, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden Life & Health:

  • You can trust us – we’re rated Excellent on Trustpilot
  • Personal service from professionally qualified advisors
  • An outstanding FCA compliance record
  • Competitive solutions to for all budgets and affordability
  • Supported by the largest panel of Life & Health insurers in the UK
  • Knowledge of underwriting and medical conditions

Howden Life & Health Limited is authorised and regulated by the Financial Conduct Authority No. 176392. Registered in England and Wales under company registration number 3040737. Office address: Howden Life & Health, Ageas House, The Square, Gloucester Business Park, Brockworth, Gloucester, GL3 4ZP. Registered Office: 1 Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.

What is Shareholder / Partner Protection?

If a shareholder of a business passes away or becomes ill and can’t work, shareholder protection helps to ensure the surviving shareholders can buy all or some of the remaining shares to keep control of their business.

Without share protection in place, their shares may well pass to their family which could see you losing control of your business. A business ‘Will’ ensures the remaining partners/shareholders retain control of the business while providing the deceased’s family with compensation.

As well as that, if the new shareholders are not interested in running the business or want to sell their shares to a competitor, if they want to impose their will on the business against the wishes of the surviving shareholders, or if the remaining shareholders are reluctant to release funds to buy back the shares themselves – then a shareholder protection policy determines how such a situation is resolved before it comes to pass.

The relationships we’ve established with a range of specialist insurers means we can offer:

  • A tailored policy that suits your shareholder agreement
  • Peace of mind that you have support and the funds necessary to retain control of your business
  • The guidance of support of a specialist broker, with access to a range of providers for businesses of all sizes.

Our team of industry experts here in the Howden Life & Health team can source you a shareholder or minor shareholder protection arrangement that suits your business, setting out how shares should be valued and giving the shareholders the right to buy shares, or the outgoing shareholder the right to sell. All you need to do to get started is get in touch with us!


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Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

Prepare your business for the unexpected

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Secure peace of mind knowing that any business debts are covered

Take advantage of business loan protection, designed to repay debts upon the death of a key member of your business.

Keep finances on track when sickness strikes

Reassure your employees when they’re unable to work and reduce the impact of unexpected absences on your business, thanks to income protection insurance.