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Personal Trainer Insurance

Personal trainer insurance that’s in shape and ready to go, prepared to face whatever challenges your PT business encounters.

Two men running on treadmills

Why choose Howden for Personal Trainer Insurance?

As a specialist insurance broker for businesses, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing various different personal trainer insurance policies, on your behalf, simple and easy. What’s not to like?

Here at Howden, our team knows that every personal trainer policy needs to be as individual as its owner and their business, and that’s why we provide a personalised service, focused on getting to know you and learning more about exactly what you want from your insurance.

All in all, whether you need to make a claim, purchase a new PT policy, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden:

  • You can trust us – we’re rated Excellent on Trustpilot.
  • We’re driven to save you time, money, and hassle.
  • Benefit from a tailored service that comparison sites can’t provide.
  • Speak with your local branch, within your community.

What insurance do Personal Trainers need?

The type of insurance that personal trainers need will depend entirely on how they run their business and what they feel they need protection from.

Working as a personal trainer can be highly rewarding and fulfilling, and it gives you the opportunity to shape your own career while helping others improve their lives through fitness. We, therefore, know how much you value the duty of care you have for your clients as their personal trainer. However, when your clients rely on your expertise and advice to keep them fit and healthy, an injury could easily expose you to a claim, leaving you and your business vulnerable.

Ultimately, what's important is that you can go about your day-to-day sessions without any fear of something going wrong. This is achievable when you have a personal trainer insurance policy that fits your business.

Thanks to the relationships we have with a range of specialist insurers, our dedicated personal trainer team can source the perfect cover options for you, at our most competitive prices.​

We source insurance options based on your insurance preferences, and you have the option to build a combined cover package, which can include the following types of cover:

  • Professional indemnity
  • Public liability
  • Employer’s liability
  • Sports equipment
  • Loss of earnings

Whatever way you want your personal trainer policy to look like, we’re on hand to help you get covered every step of the way. By calling us for a quote, you’re giving yourself the best chance to save time and money, while we do the leg work to ensure you get a personal trainer insurance plan that’s the right fit for you.


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Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

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