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Shop and Retail Insurance

The retail industry is full of shops of all different shapes and sizes, and we can help you find shop and retail cover to suit your own, individual business.

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Why choose Howden for Shop and Retail Insurance?

Howden is the new name for A-Plan. As a broker which specialises in business insurance, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing various shop and retail insurance policies, on your behalf, easy and straightforward. What’s not to like?

Here at Howden, we understand that each shop and retail policy needs to be as individual as its owner and their business operation, and that’s why we provide a personalised service, focused on finding out exactly what you want from your insurance and getting to know you.

Whether you need to make a claim, purchase a new policy, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden:

  • You can trust us – we’re rated Excellent on Trustpilot.
  • We’re driven to save you time, money, and hassle.
  • Benefit from a tailored service that comparison sites can’t provide.
  • Speak with your local branch, within your community.
  • We’re right by your side in the event of a claim.

Howden’s Shop and Retail Insurance

Buying insurance cover can feel like a distraction when you’re busy managing the constant everyday routine which comes with owning a shop. And with so many options, it's hard to decide what you need and what you should pay. But nevertheless, protecting your businesses properly is vitally important and must be a priority.

We want to help you navigate the complexities that come with picking out the right insurance policy, because protecting your retail business could save you valuable time and money that you can’t afford to waste.

Shop owners that come to us can benefit from specially designed package insurance policies, with built-in flexibility allowing amendments to suit the risks which are most likely to impact their business.

The main risks retail shop owners can expect to face include:

  • Property damage caused by fire, storm, flood or bursting of pipes
  • Theft of stock or money
  • Injuries to members of the public visiting their shop
  • Injuries to employees working in the shop
  • Cyber and hacking risk

Whilst these are the well-known risks, a shop and retail insurance policy from Howden can also be extended to provide some additional retail insurance covers too. To find out more about how a shop and retail insurance policy can be adapted and moulded to suit your business needs, speak to a member of our specialist team either in branch or over the phone.


Get in touch

Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

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