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Rural Motor Insurance

We support rural businesses by helping them find comprehensive, yet flexible, insurance cover plans which can protect each of their farm vehicles, sometimes under the same policy.

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Why choose Howden for Rural Motor Insurance?

As an insurance broker which specialises in both rural and business insurance, we pride ourselves on doing the heavy lifting for our clients, so they don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing different types of rural motor policies, on your behalf, simple and straightforward. What’s not to like?

Our specialist team also knows that each rural motor policy needs to be as individual as its owner and their agricultural business, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your insurance cover.

Whether you need to make a claim, purchase a new rural motor policy, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden:

  • You can trust us – we’re rated Excellent on Trustpilot
  • We’re driven to save you time, money, and hassle
  • Benefit from a tailored service that comparison sites can’t provide
  • Speak to a rural insurance expert
  • We’re right by your side in the event of a claim

Rural Motor Insurance with Howden

Farm vehicles are so important for rural businesses because of the key role they play in facilitating day-to-day operations. Without them, many farms couldn’t function at all, and it’s for that reason that rural business owners should invest in rural motor insurance.

Rural motor insurance, which can also be referred to as agricultural vehicle insurance, provides farm business owners with protection against the risks that their vehicles face, whether that be accidents, fires, thefts, acts of vandalism or unforeseen events. We offer this insurance via our dedicated rural team who are, not only connected to a network of rural insurance specialists, but are also experienced claims handlers that can provide support to policyholders whenever they’re involved in a claim.

Now you’re probably wondering; which farm vehicles are covered under a typical rural motor insurance policy? The insurers we work with will typically provide cover for the following types of farm vehicles:

  • Tractors
  • Combine Harvesters
  • Diggers
  • Quad Bikes
  • Commercial vehicles such as lorries, vans and 4x4s
  • Private cars
  • Horseboxes
  • Trailers
  • Ploughs

What’s more, if it’s your preference to do so, you can also opt to buy agricultural fleet insurance, which is a type of insurance cover that’s designed to cover all of your farm vehicles under the same policy. Rather than having to source multiple quotes and arrange policies for each individual vehicle, you could make your life easier and keep your vehicle cover under one, more manageable roof.

Ultimately though, whichever way you wish to manage your business insurance for your rural vehicles, we can help you find a rural motor policy that’s tailored to your preferences. Get in touch with the Howden rural team today and get started with finding a rural motor insurance policy that suits your business.


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