0800 172 172

Talk to us to help save yourself time & money

Accident, Sickness & Unemployment Insurance

When you’re unable to work, get help to pay monthly bills until you’re back on your feet with accident, sickness, and unemployment insurance.

Couple linking arms

Why choose Howden Life & Health for accident, sickness, and unemployment insurance?

As an insurance broker which specialises in life insurance, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of insurers, we make the process of comparing multiple insurance policies, on your behalf, simple and easy. What’s not to like?

The Howden Life & Health team also know that each policy needs to be as individual as its owner, and that’s why we provide a tailored, personalised service, focused on getting to know you and finding out exactly what you want from your insurance coverage.

Ultimately though, whether you need to make a claim, purchase a new policy, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden Life & Health:

  • You can trust us – we’re rated Excellent on Trustpilot
  • Personal service from professionally qualified advisors
  • An outstanding FCA compliance record
  • Competitive solutions to for all budgets and affordability
  • Supported by the largest panel of Life & Health insurers in the UK
  • Knowledge of underwriting and medical conditions

Howden Life & Health Limited is authorised and regulated by the Financial Conduct Authority No. 176392. Registered in England and Wales under company registration number 3040737. Office address: Howden Life & Health, Ageas House, The Square, Gloucester Business Park, Brockworth, Gloucester, GL3 4ZP. Registered Office: 1 Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.

What is accident, sickness, and unemployment insurance?

If you are unable to work due to an accident, sickness, or unemployment your income will suffer, and that means that continuing to pay for monthly bills gets harder too.

But that’s where accident, sickness, and unemployment (ASU) insurance comes in. This type of policy is designed to act as a safety net during challenging times when you are unable to earn an income due to circumstances beyond your control. It can help you manage financial commitments, such as mortgage or rent payments, utility bills, and other essential living expenses.

However, as with any insurance product, it's crucial that you carefully review the policy details, including coverage, exclusions, and any additional options offered. Consider your specific needs, financial situation, and potential risks before deciding whether ASU insurance is right for you.

Speak to the specialist in the Howden Life & Health team and they can offer you professional advice and help you find an insurance package that meets your expectations.


Get in touch

Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

Health insurance that’s got your back

Expect nothing less than a specialist health insurance delivered by industry experts.

Critical illness financial protection you can trust

Have peace of mind knowing you and family are covered with critical illness insurance you can rely on.

Get protection against unexpected gaps in income

Here to help protect you against unexpected gaps in income due to illness or injury.