Temporary Bike Insurance

Short-term motorcycle cover that goes that extra mile

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Why choose Howden for Temporary Bike Insurance?

As an insurance broker, with decades of experience helping bikers with their motorcycle, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of specialist bike insurers, we make the process of comparing various temporary bike policies, on your behalf, simple and easy. What’s not to like?

Our team knows that each policy needs to be as individual as its owner, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your temporary bike insurance.

But, ultimately, whether you need to make a claim, purchase a new policy, or renew an existing one, we’re here and ready to help.

Benefits of working with Howden:

  • Policies from just 1 day up to 7 days
  • No impact on your No Claims Discount
  • Fully comprehensive cover as standard
  • Ideal for borrowing a bike, occasional riders, or test rides
  • You can trust us – we’re rated Excellent on Trustpilot.
  • Benefit from a tailored service that comparison sites can’t provide.
  • We’re right by your side in the event of a claim.

What is short-term motorcycle insurance?

Embarking on a motorcycle journey is an unparalleled experience, offering a sense of freedom. However, before hitting the open road on two wheels, ensuring proper protection and compliance with the law is paramount.

Temporary motorcycle insurance provides a flexible and cost-effective solution for riders seeking coverage for a brief period. With a temporary policy, you gain coverage for the specific duration you desire, ranging from a single day to a week.

Unlike an annual policy, opting for 1-day or one-week motorcycle insurance allows you to derive value for your money, as you pay solely for the insurance you need. Unless you plan to regularly use the bike over the next 12 months, committing to yearly insurance may not justify the expense.

Whether you are borrowing a motorcycle from a friend, or you own a classic bike that sees occasional use, temporary motorbike insurance emerges as the optimal choice, providing coverage that aligns with your specific needs.


Why might temporary motorbike insurance be necessary?

  • Various scenarios make short-term motorcycle insurance a practical choice, including:

    1. Borrowing a Bike: Borrowing a motorcycle from a friend or family member can keep you on the road when your own ride is undergoing service or repairs. Opting for temporary motorbike insurance ensures separate, standalone, and impact-free coverage without affecting existing policies or No Claims Discount.

    2. Test Riding a Bike: Even during a test ride, it is crucial to have proper insurance coverage. If you only require coverage for a few days, short-term motorbike insurance offers a solution without committing to unnecessary long-term coverage.

    3. Collecting a New Motorbike: After completing a test ride, picking up your new motorcycle promptly is essential. Temporary motorbike insurance allows you to ride your new wheels home immediately, providing interim coverage until you secure the right long-term insurance.

    4. Emergency Situations: Unforeseen circumstances can arise while riding a bike. In emergencies where you need to quickly switch to another motorcycle, choosing temporary bike insurance ensures swift coverage initiation. Your documents are emailed instantly, enabling you to hit the road without unnecessary delays.


Get in touch

Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

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