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4×4 Insurance & Off-Road Insurance

We go that extra mile to ensure that multi-terrain vehicles are insured with cover they need, also known as 4x4 and off-road insurance.

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Why choose Howden for 4x4 and off-road insurance?

As a specialist motor insurance broker, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing multiple vehicle insurance policies, on your behalf, simple and easy. What’s not to like?

We also know that each policy needs to be as individual as its owner and their vehicle, and that’s why we provide a bespoke, personalised service, focused on getting to know you and finding out exactly what you want from your 4x4 and off-road insurance.

Ultimately, whether you need to make a claim, purchase a new motor policy, or renew an existing one, just know that we’re here to help.

Benefits of working with us:

  • You can trust us – we’re rated Excellent on Trustpilot.
  • We’re driven to save you time, money, and hassle.
  • Benefit from a tailored service that comparison sites can’t provide.
  • Speak with your local branch, within your community.
  • We’re right by your side in the event of a claim.

What does 4x4 and off-road insurance cover?

It does what it says on the tin; 4x4 and off-road insurance is designed to cover vehicles used for off-road activities and recreational purposes. It goes that extra mile compared to standard motor insurance policies though, bearing in mind the unique risks associated with driving off-road.

The insurer’s we work with typically offer the following cover in their policy:

  • Agreed value cover
  • No claims bonus protection
  • Off-roading cover
  • Cover for green laning
  • Breakdown cover

Each insurance provider may offer different options and coverage levels, so it's essential that you work with an experienced insurance broker, such as Howden, to find a policy that meets your specific off-road needs.


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Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

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