Income Protection Insurance

Why choose Howden Life & Health for Income Protection Insurance?

Here at Howden, we pride ourselves on doing the heavy lifting, so you don’t have to. As an insurance broker, we have great relationships with a selected panel of standard and specialist insurers, and that allows us to make the process of comparing multiple different insurance policies, on your behalf, simple and easy. What’s not to like?

We’re also aware that each policy needs to be as individual as its owner, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your insurance cover.

Ultimately, whether you need to make a claim, purchase a new policy, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden Life & Health:

• You can trust us – we’re rated Excellent on Trustpilot
• Personal service from professionally qualified advisors
• An outstanding FCA compliance record
• Competitive solutions to for all budgets and affordability
• Supported by the largest panel of Life & Health insurers in the UK
• Knowledge of underwriting and medical conditions

_{Howden Life & Health is a trading name of Howden Employee Benefits & Wellbeing Limited, which is part of the Howden Group, registered in England and Wales under company number 2248238, with its registered office at One Creechurch Place, London EC3A 5AF. Authorised and regulated by the Financial Conduct Authority (Financial Services Register No. 312841). The Financial Services Register can be accessed through www.fca.org.uk.}

What is Income Protection Insurance?

Simply put, income protection insurance is a type of insurance that provides financial support to policyholders in the event they are unable to work due to illness, injury, or disability. The policy is designed to replace a portion of the policyholder's income during the period they are unable to work, ensuring they can meet their financial obligations and maintain their standard of living.

Businesses can also benefit from a form of insurance for income protection known as group income protection insurance. Employee absence can cause real problems for any business, from the loss of key skills to the cost of covering the role, and that’s why a good group income protection scheme helps both your employees and your organisation. This protection gives your team members the reassurance that they can still afford to live if they cannot work for a time, while helping reduce the impact on your organisation.

Get in touch with the Howden Life & Health team today and they can discuss with you how income protection insurance could suit you and your needs.