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Freelance Personal Trainer (PT) Insurance

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Why choose Howden for Freelance Personal Trainer (PT) Insurance?

Howden is the new name for Aston Lark.

As a broker which specialises in business insurance, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with specialist insurers we make the process of sourcing many different freelance insurance policies, on your behalf, simple and straightforward. What’s not to like?

The Howden team recognises that each freelance PT policy needs to be as individual as its owner and their business, and that’s why we provide a tailored, personalised service, focused on getting to know you and finding out exactly what you want from your insurance.

Ultimately, whether you need to make a claim, purchase a new freelance personal trainer policy, or renew an existing one, just know that we’re here to help.

Benefits of being a Howden client:

  • Quick and easy online quote and buy platform
  • Partnered with an A-rated insurer with over 25 years’ experience in insuring you while you freelance
  • Dedicated account handlers to assist with your insurance queries
  • Access to discounted IR35 contract reviews

How Personal Trainer Insurance will protect you

Claims are bad news. When your clients rely on your expertise and advice to keep them fit and healthy, an injury could easily expose you to a claim, leaving you and your business vulnerable.

Working as a Personal Trainer can be highly rewarding and fulfilling, and it gives you the opportunity to shape your own career while helping others improve their lives through fitness.

It is therefore crucial to have a robust insurance policy in place, as inadequate cover could end up causing damage to both your business and your reputation. Having a Professional Indemnity insurance policy in place can cover you against potential loss in the event of a claim. This is where we can help.

Howden has teamed up with Caunce O’Hara (part of the Markel Corporation) to provide Personal Trainer Professional Indemnity Insurance to ensure that your activities are fully covered.

You have the option to choose a combined package, including:

  • Professional Indemnity Insurance
  • Public Liability Insurance
  • Portable Equipment Insurance
  • Legal Expenses

Arranging your Personal Trainer Insurance through us is easy and can be done online through our quote and buy system.


Freelance Personal Trainer (PT) Insurance FAQs

Who do we work with?

We provide cover for freelance:

  • IT Consultants
  • IT Project Managers
  • Software Developers
  • IT Analysts
  • IT Programmers
  • Web Developers
  • Many more

Why do you need Personal Trainer Insurance?

No matter how safe and careful you are, people make mistakes and human errors are sometimes difficult to omit entirely. The reality is that things go wrong from time to time, which could lead to a long legal battle with unhappy customers who may want compensation. It could even lead to your professional / public reputation being damaged.

This makes Personal Trainer Professional Indemnity Insurance a vital cover. It is required in most Personal Trainer contracts as it helps protect your business against allegations of financial loss caused as the result of an error, negligence or omission in your business services. But there are many other risks you face in the Health and Wellbeing sector, which Howden can also help with.

How can Howden help you?

We provide tailored Personal Trainer Insurance to help mitigate the risks Personal Trainers face on a daily basis. Our fast online quote and buy system enables you to get the cover you require for your contract as quickly and easily as possible.

Another vital piece of cover is our Personal Trainer Public Liability Insurance for freelancers. It means that should anything happen you have the peace of mind that you’re covered for as many eventualities as possible. We can also arrange cover for Legal Expenses, and for your equipment in the event of damage.

Why take a risk by having inadequate insurance cover?

Having no insurance cover, or inadequate cover, can cost you more in the long run if your business is not protected. By having the right cover in place, it means you can get on with doing what you love to do, become more efficient with your business activities, and not have to worry about serious allegations, business interruptions or errors that are outside of your control. Howden has you covered, and will guide you through the claims process too, should you need to make claim.

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