Contractors Insurance

The right cover is vital for your contract success. We can help you cover everything on site — people, tools, materials, liability and more.

Two contractors examining papers inside a house

Why choose Howden for Contractors Insurance?

Howden is the new name for A-Plan. As a broker which specialises in business and construction insurance, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing various contractors’ insurance policies, on your behalf, simple, easy, and straightforward. What’s not to like?

We at Howden also know that each contractors’ policy needs to be as individual as its owner and their business and trade, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your insurance.

Ultimately, whether you need to make a claim, purchase a new contractors’ policy, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden:

  • You can trust us – we’re rated Excellent on Trustpilot.
  • We’re driven to save you time, money, and hassle.
  • Benefit from a tailored service that comparison sites can’t provide.
  • Speak with your local branch, within your community.
  • We’re right by your side in the event of a claim.

Contractors Insurance with Howden

The construction industry has seen considerable change over the last 10 years, including some significant changes in the way it’s regulated. Many have had an impact on the way contractors operate and, as a result, the risks they face have increased. Therefore, if you work as a contractor, you need to be sure the insurance cover you have is adequate to cover the risks.

However, fear not, because providing insurance for contractors and their companies is one of Howden’s key strengths. Our experienced staff can help with all aspects of contractor insurance, and can support single subcontractors, large corporate developers, and main contractors.

Our range of cover comprises all the major policies, including employers and public liability insurance for construction, contractors all risks insurance, engineering all risks, professional indemnity, commercial combined and motor fleet.

We provide a bespoke service to each client, and benefits which are not offered by many of our competitors – including direct relationships with main underwriters. And for clients who require a full claims service, we offer regular review meetings and detailed management of large or complex claims.

If you have any questions about the contractors’ insurance we provide, get in touch. We can go through the ins and outs of these policies with you, and help you learn more about exactly what you’re expecting from a contractor policy.


Who do we also insure?

Not only can we help contractors, but we can also offer cover for a wide range of other tradesmen, such as:



Get in touch

Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

Public Liability Insurance you can trust

Look no further than an insurance broker for essential protection against third-party damage and injuries.

Liability cover that protects you, your employees, and your business.

It’s essential that you and your business are ready when the unexpected happens. Look no further than Howden’s employers’ liability insurance.

Professional indemnity cover that backs your business

Sometimes things go wrong in business, and that’s normal, but you need reliable professional indemnity insurance to help soften the blow.