Individual life cover for your Employees

A valuable employee benefit that pays a tax-free lump sum payment to an employee’s dependants upon death or diagnosis of a terminal illness.

Howden Individual Life Cover For Your Employees

Why choose Howden Life & Health for your Individual Life Cover?

As a specialist life and health insurance broker, our team of industry experts strive to arrange bespoke insurance solutions, on your behalf, simply and easily.

The Howden Life & Health team recognises that each health policy needs to be as individual as its owner and their business, and that’s why they provide a tailored, personalised service, focused on getting to know you and finding out exactly what you want from your insurance cover.

Ultimately, whether you need to purchase a new life policy, or review an existing one, just know that we’re here to help.

Benefits of working with Howden Life & Health:

  • You can trust us – we’re rated Excellent on Trustpilot
  • Personal service from professionally qualified advisors
  • An outstanding FCA compliance record
  • Competitive solutions to for all budgets and affordability
  • Supported by the largest panel of Life & Health insurers in the UK
  • Knowledge of underwriting and medical conditions

Howden Life & Health Limited is authorised and regulated by the Financial Conduct Authority No. 176392. Registered in England and Wales under company registration number 3040737. Office address: Howden Life & Health, Ageas House, The Square, Gloucester Business Park, Brockworth, Gloucester, GL3 4ZP. Registered Office: 1 Creechurch Place, London, EC3A 5AF. Calls may be monitored and recorded for quality assurance purposes.

Individual Life Cover with Howden Life & Health

Together, your core team of senior executives and key employees focus on achieving your strategic and operational goals, with the aim of driving your business forward. But this can mean that their own finances become overlooked.

If your business isn’t big enough to warrant a group life assurance scheme yet, a relevant life cover policy is a way to provide individual employees with a death-in-service benefit. As the premiums count as a tax-deductible business expense it is also a tax-efficient way to provide a benefit for an employee.

We can help you provide valuable life cover and financial security for your management team through a relevant life insurance policy. This is an individual ‘death in service’ life policy that’s designed to pay a lump sum benefit if the person covered dies or is diagnosed with a terminal illness during their employment, within the term of the plan.

What’s on offer?

  • A tax-efficient relevant life policy that benefits your core team.
  • A cost-effective benefit that shows you value your employees.
  • A tailored policy depending on your needs and budget.
  • Reassurance for your management team and your business.

Whatever the size of your business, our experienced team can help you find the perfect life policy for your employees. To find out more about how the team at Howden Life & Health can support you with your insurance needs, contact us today, either over the phone or by submitting an enquiry via our website.


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Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

A healthy workforce is a happy workforce

Buy the invaluable employee benefit that is health insurance for the business and make your staff feel valued and appreciated.

Be ready for the unexpected with life insurance that you can rely on.

Speak to a specialist about how a comprehensive life insurance policy can protect your loved ones and give you peace of mind.

Life assurance designed to reassure

Provide reassurance to your employees should the worse happen by getting your hands on a reliable life assurance policy.