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Welcome to Howden, the new name for Aston Lark

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Freelance IT Contractor Insurance

Get a quote and buy online in minutes from £7 per month.

It Contractor Freelancer (1)

Why choose Howden for Freelance IT Contractor Insurance?

Howden is the new name for Aston Lark.

As a broker which specialises in business insurance, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with specialist insurers, we make the process of sourcing many different freelance insurance policies, on your behalf, simple and straightforward. What’s not to like?

Here at Howden, our team understands that each freelance IT contractor policy needs to be as individual as its owner and their business, and that’s why we provide a tailored, personalised service, focused on getting to know you and finding out exactly what you want from your insurance.

Ultimately, whether you need to make a claim, purchase a new freelance policy, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden:

  • Insurance premiums from £8 per month
  • Quick and easy online quote and buy platform
  • Partnered with an A-rated insurer with over 25 years’ experience in insuring you while you freelance
  • Dedicated account handlers to assist with your insurance queries
  • Access to discounted IR35 contract reviews
  • Refer a friend scheme– recommend a friend to us and you’ll be rewarded with a £25 Amazon voucher

How Freelance IT Contractor Insurance will protect you

Being a freelance IT Contractor can be busy, challenging and, at times, stressful. As technology develops and cyber threats increase, it’s a profession that has become more in demand than ever. With those new opportunities, however, come bigger risks.

Due to the nature and the complexity of the modern professional, IT Contractors need to have robust insurance cover in place, as inadequate cover could cause more damage to your business and your professional reputation in the long run. Therefore, public liability and professional indemnity insurance should be key considerations for you, and this is where Howden can help.

Howden has teamed up with Caunce O’Hara (part of the Markel Corporation) to provide insurance solutions for IT contractors, to ensure that all activities are fully covered.

We provide insurance solutions tailored to all IT Contractors, including:

  • Professional Indemnity
  • Public Liability
  • Employers Liability
  • Property/Business Equipment
  • Business Interruption
  • Cyber Risk Insurance
  • Directors & Officers
  • Tax Enquiry & Legal Expenses

Arranging your IT Contractor insurance through us is easy and can be done online through our quote and buy system.


Freelance IT Contractor FAQs

Who do we work with?

We provide cover for freelance:

  • IT Consultants
  • IT Project Managers
  • Software Developers
  • IT Analysts
  • IT Programmers
  • Web Developers
  • Many more

Why do you need freelance IT Contractor insurance?

No matter how safe and careful you are, people make mistakes and human errors are sometimes difficult to omit entirely. The reality is that things go wrong from time to time, which could lead to a long legal battle and unhappy customers who may want compensation. It could even lead to your professional / public reputation being damaged.

This makes IT Contractor Professional Indemnity insurance a vital cover for contractors and freelancers. It is required in most IT contracts as it helps protect your business against allegations of financial loss caused as the result of an error, negligence or omission in your business services. But as we’ve mentioned, there are many other risks you face in the IT sector which Howden can also help with.

How can Howden help you?

We provide tailored IT Contractor insurance to help mitigate the risks IT Contractors face on a daily basis. Our fast online quote and buy system enables you to get the cover you require for your contract as quickly and easily as possible.

Another vital piece of cover is our IT Contractor Public Liability insurance for freelancers. It means that should anything happen you have the peace of mind that you’re covered for as many eventualities as possible.

Why take a risk by having inadequate insurance cover?

Having no insurance cover, or inadequate cover, can cost you more in the long run if your business is not protected. By having the right cover in place, it means you can get on with doing what you love to do, become more efficient with your business activities and not have to worry about serious allegations, business interruptions or errors that are outside of your control. Howden has you covered, and will guide you through the claims process too, should you need to make claim.

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