Funeral Directors’ Insurance
As a funeral director supporting families during their most difficult moments, you need insurance you can rely on – tailored to your business and the way you work.
Why choose Howden for Funeral Directors’ Insurance?
We handle the hard work for you, so you can stay focused on the families you serve. Thanks to our strong relationship with our insurer, we arrange cover quickly and keep the process simple and straightforward.
Every funeral business is different, so we take the time to understand your premises, your vehicles, your people, and your risks. Whether you’re arranging a new policy, renewing, or making a claim, our team is here to support you every step of the way.

What you can expect from us
- We’re rated Excellent on Trustpilot – you can trust us
- We save you time, money, and hassle
- You get tailored advice that comparison sites simply can’t offer
- We’re right by your side in the event of a claim
Supporting the way funeral directors work today
The funeral profession is evolving, and we offer flexible cover designed to support the way funeral businesses operate.
Younger drivers considered (18+)
We can consider drivers aged 18 and over, subject to the type of vehicles being driven. This added flexibility is especially helpful for family‑run businesses or teams bringing newer staff into the fleet.
Breakdown cover add‑on
Our optional breakdown cover add‑on gives you extra reassurance that your vehicles can stay on the road when families need you most. It includes:
- Roadside assistance
- Nationwide recovery
- Emergency funeral car allowance
- Keys
- Misfuel assistance
This additional protection helps minimise disruption and keeps your service running smoothly when it matters.
Funeral Directors’ Insurance with Howden
We understand the responsibility funeral directors carry. The care, professionalism, and compassion you provide shape how families say goodbye – and we bring that same level of dedication to your insurance.
We’ve been supporting independent funeral professionals for nearly 30 years. We know the risks you face, the pressures you work under, and the importance of keeping your business running smoothly. If something goes wrong, our response is fast, clear, and focused on getting you back to supporting families as quickly as possible.
With our deep understanding of the funeral profession, we can deliver tailored cover that answers your needs simply and effectively.
Share our specialist cover with other funeral professionals
If you know another funeral director or supplier who may benefit from specialist cover, our refer a friend reward is the perfect way to earn some extra cash. If you become a client of ours and refer someone and they successfully take out a policy, you’ll receive £50 as a thank you.
It’s our way of supporting the wider funeral community and helping more businesses access tailored protection.
Speak to our team
If you’d like to explore how we can support your funeral business with tailored, reliable cover, get in touch with our specialist team today.
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