Chauffeur Insurance
We strive to offer chauffeurs and executive private hire drivers comprehensive insurance cover at a price that suits their budget.
Why choose Howden for Chauffeur Insurance?
As a broker specialising in all kinds of business insurance, we take care of the hard work so you can stay focused on your clients. The strong relationship we have with our insurer means we can arrange your policy quickly and make the whole process simple and straightforward.
Every chauffeur works differently, so we take the time to understand your vehicle, your work, and your priorities.
Whether you’re renewing, making a claim, or arranging a brand‑new policy, our team is here to support you every step of the way.
What you can expect from us
- We’re rated Excellent on Trustpilot – you can rely on us
- We’re driven to save you time, money, and hassle
- You get tailored advice that comparison sites simply can’t offer
- If you need to make a claim, we’re right by your side
Chauffeurs working via Blacklane and Wheely
App‑based platforms like Blacklane and Wheely have become a key part of how many chauffeurs operate today. To support this evolving market, we’ve expanded our offering.
Our updated underwriting now accepts: “Bookings pre‑arranged on the website or pre‑arranged via Blacklane or Wheely App.”
This means more independent chauffeurs and executive drivers are now eligible for quotes – including those who rely on these platforms for a significant portion of their work.
What does Chauffeur Insurance cover?
Chauffeur insurance is designed to protect professional drivers who transport passengers in luxury or high‑value vehicles. It covers claims arising from accidents, injuries, or property damage that occur while you’re working – and can include compensation and legal costs where and when needed.
If you ever need to make a claim, you’ll have access to a dedicated claims handler who’ll work to get you back on the road as quickly as possible.
We also have delegated authority with an A‑rated insurer, which means we can underwrite your policy in‑house. This helps us arrange cover faster and more efficiently.
What’s typically included?
Thanks to the insurer we work with, we can offer:
- Premiums that reflect your claims history, with a variety of discounts available
- Protected no‑claims bonus (once you have earned a maximum no claims discount, you are able to protect your bonus subject to an additional premium)
- Discounts for named drivers
Chauffeur fleet insurance also available
If you operate multiple vehicles, we also offer specialist Chauffeur Fleet Insurance. Visit our Chauffeur Fleet Insurance page to find out more.
Share our specialist cover with other chauffeurs
Many chauffeurs work closely with other drivers, whether through app-based platforms, partnerships, or trusted networks. Our refer a friend reward is the perfect way to earn some extra cash. If you become a client of ours and refer another professional driver who successfully takes out a policy, you’ll receive £50 as a thank you.
It’s our way of supporting the chauffeur community and helping more drivers access specialist protection.
Speak to our team
If you’d like to learn more about chauffeur insurance or want help finding the right cover for your work, get in touch with us by phone or email. We’re here to help you get the protection you need – quickly and confidently.
I recently arranged my chauffeur insurance through Howden with Marc and Cameron, and I honestly cannot fault the service I received from start to finish.
I first connected with Marc through LinkedIn after seeing that he worked in insurance, and from the very first conversation the communication was clear, professional and straightforward. Marc then introduced me to Cameron, who was equally helpful, responsive and easy to deal with throughout the whole process.
What really stood out to me was that they took the time to properly understand me, my business and the type of services Strada Via Shad provides. It did not feel like a generic insurance enquiry or a box-ticking exercise. It felt like they genuinely wanted to understand the business properly and help arrange cover that suited what I actually needed.
The quote itself was excellent. It was the most competitive option I found compared with other providers, comparison sites and my existing insurer. I had already arranged cover elsewhere that had not yet started, but after speaking with Marc and Cameron, I decided to cancel that policy and move forward with Howden instead.
Even after the cancellation fee, I still saved around £500 over the year. More importantly, I felt the cover gave me better protection for my business, including the excess, windscreen cover, overall protection level and public liability. Cameron also took the time to explain parts of the policy clearly, which gave me much more confidence in what I was actually buying.
For me, this was not just about finding the cheapest quote, although they did provide the cheapest quote I received. It was the full experience: excellent communication, a proper understanding of my business, competitive cover, better value and the confidence that I was making the right decision.
I would have no hesitation in recommending Howden, Marc and Cameron to other business owners looking for professional, straightforward and genuinely helpful insurance support. They made the whole process easy, clear and stress free, and I am very happy I chose to place my business with them.
Shad Ahamadally Director,
Strada Via Shad Ltd
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Chauffeur News and Insights
A dedicated resource packed with articles, industry updates, and thought leadership designed to support professionals across the chauffeur sector.