Motorcycle Insurance

Why choose Howden for motorcycle insurance?

Howden is the new name for A-Plan. As an insurance broker, with decades of experience helping bikers with their motorcycle, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of specialist bike insurers, we make the process of comparing various policies, on your behalf, simple and easy. What’s not to like?

We also know that each policy needs to be as individual as its owner, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your motorcycle insurance.

But, ultimately, whether you need to make a claim, purchase a new policy, or renew an existing one, we’re here and ready to help.

Benefits of working with Howden:

• You can trust us – we’re rated Excellent on Trustpilot.
• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak with your local branch, within your community.
• We’re right by your side in the event of a claim.

Types of motorcycle insurance cover

Motorcycle insurance (or motorbike insurance) is type of policy which offers different levels of coverage that help protect the rider, the motorcycle itself, and others involved in the event of accidents, damage, theft, or other incidents. Seems simple? That’s because it is.

We provide cover for a wide range of different motorcycles, including:

• Standard motorcycles
• Adventure motorcycles
• Sport motorcycles
• Choppers
• Bobbers
• Custom motorcycles
• Classic motorcycles
• Multi-bikes

Once we know which type of motorcycle we're helping you insure, our team can then look to help you find a specialist, tailored policy that provides the best possible coverage for your vehicle.

Then, it's up to you to decide which level of cover you'd like your policy to provide. Generally, you can also expect insurers to provide three different levels of motorcycle insurance. These are:

Third Party

The most basic level of cover and the minimum level you’re required to have by law. This Only covers for damage and injuries that’s caused to others by you.

Third Party, fire and theft

Covers you if your bike is stolen, damaged by fire or damaged following a theft attempt. This won’t cover the costs of repairing or replacing a bike if you’re the one that caused the accident.

Full comprehensive

The most sizeable cover option, covering damage to your motorcycle and any third party, should it be your fault, and for any damage caused by thefts or fires. Replacement bikes are paid for too, if yours was written off.

Motorcycle Insurance Guides

Want to find out more about motorcycles and the policies which cover them? Read our motorcycle insurance guides, or any of the articles below:

• SORN my bike
• Your guide to insurance for 125cc motorcycles