What are the benefits of using a broker?

Using a broker gives you access to expert advice, a wider choice of policies, and support that's genuinely on your side. Unlike insurers who only offer their own products, brokers work with a range of providers to find cover that suits your specific needs. At Howden, we take the time to understand your situation, explain your options clearly, and recommend cover that fits your needs. We also offer access to niche products not found on comparison sites, like cover for modified cars, motor gliders, or art collections. We also help with claims, speaking to insurers on your behalf to ensure fair handling.

What's the difference between an insurance company and a broker?

Insurance companies create and underwrite policies, taking on the financial risk and offering their own products. Brokers work independently with multiple insurers, offering advice and comparing options to find the most suitable cover for your needs. Brokers are more flexible and impartial, helping you make informed decisions.

Are insurance brokers legal?

Yes, insurance brokers are legal and regulated in the UK. They must be authorised by the Financial Conduct Authority (FCA), which ensures they meet strict standards for professionalism, transparency, and customer protection. You can check a broker's authorisation on the FCA register.

Is a broker the same as an agent?

No. An agent usually represents one insurer and sells their products. A broker represents you, the customer, and searches across multiple insurers to find the right cover. Brokers are independent and offer more choice and tailored advice.

What is a third party insurance broker?

A third party insurance broker helps you arrange insurance with a provider but isn't the insurer themselves. They act as an intermediary, offering expert advice, simplifying the process, and assisting with claims, policy changes, and renewals. Their independence allows for more flexibility and market comparison.

Do companies use insurance brokers?

Yes, many businesses use insurance brokers to manage complex commercial insurance needs. Brokers like Howden help tailor cover for property, liability, cyber, fleet, and industry-specific risks. They also support risk management, claims handling, and regulatory compliance.

Leicester – Commercial, personal & aviation

As your local insurance broker in Leicester, we can help with all your insurance needs.

Call us on 0116 482 8678 Get a quote trending_flat

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Call your local branch

0116 482 8678

Leicester Commercial, Personal & Aviation

Howden,
G06, Universe House,
Merus Court,
Meridian Business Park,
Leicester
LE19 1RJ

T: 0116 482 8678

Opening times

Monday : 9:00 - 17:00

Tuesday : 9:00 - 17:00

Wednesday : 9:00 - 17:00

Thursday : 9:00 - 17:00

Friday : 9:00 - 17:00

Saturday : Closed

Sunday : Closed

Closed on public holidays

Meet Terry Moyes

Your Leicester Branch Director. Get the right cover at a great price! Put our local team to the test to see how we can help you.

Email your branch

Welcome to Howden, your local commercial, personal, and aviation insurance broker

The Howden Leicester team offers commercial and private client insurances, and also specialises in providing insurance solutions and expertise for all sectors of general aviation including aviation clubs, airfield operators, aircraft maintenance businesses, aviation product suppliers and manufacturers, fixed wing and rotary wing aircraft, gliders and motorgliders.

Learn more about our aviation insurance solutions.

Why choose Howden?

With our deep expertise and market leverage, we’ll find the right insurance solutions for you or your business
You’ll benefit from a tailored service that comparison sites can’t provide
We’ll be right by your side in the event of a claim, via our dedicated inhouse Claims team

Small Business

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