Specialist funeral directors’ insurance

Flexible cover that supports the way modern funeral businesses operate

Funeral directors face unique pressures – from maintaining a dependable fleet to supporting families with care and professionalism. Your insurance should reflect that. Our specialist funeral directors’ scheme is built around the realities of the profession, offering flexibility, reassurance, and protection when it matters most.

Supporting evolving teams and family‑run businesses

Younger drivers considered (18+)

We can consider drivers aged 18 and over, subject to the type of vehicles being driven. This added flexibility is especially valuable for family‑run businesses or teams bringing newer staff into the fleet, helping you operate smoothly without compromising on safety or standards.

Keeping your vehicles on the road when families need you most

Breakdown cover add‑on

Our optional breakdown cover add‑on provides extra reassurance that your vehicles can stay on the road, even when the unexpected happens. It includes:

• Roadside assistance
• Nationwide recovery
• Emergency funeral car allowance
• Keys
• Misfuel assistance

This additional protection helps minimise disruption and keeps your service running smoothly at the moments that matter most.

Cover shaped around today’s funeral profession

Our scheme is designed to support the operational needs of funeral directors, with protection that reflects the way the profession works today. From flexible driver considerations to enhanced vehicle support, we’re committed to helping you deliver a seamless, dignified service to the families you care for.

Whether you’re reviewing your cover or exploring specialist protection for the first time, our team is here to help you find the right solution for your business.

Speak to Fuad today on 020 8633 8423 or email fuad.agbalaya@howdeninsurance.co.uk and request your tailored quote.