Military vehicle insurance

Why choose Howden for military vehicle insurance?

Howden is the new name for Cherished Vehicle Insurance

Here at Howden, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist motor insurers, we make the process of comparing various policies, on your behalf, simple and straightforward. What’s not to like?

We have long standing relations with a number of Military Vehicle Trust (MVT) Groups and since 2015 have continuously sponsored the ‘Wartime in the Vale’ and ‘Yorkshire Wartime Experience’ military shows. We have additional relationships with the following organisations and have the ability to offer discounts for membership:

• The Invicta Military Preservation Society (IMPS)
• Milweb
• The Historic Military Vehicle Forum (HMVF)
• Ex-Military Land Rover Association
• Norfolk Military Vehicle Group
• The Scottish Military Vehicle Group
• Austin Champ Owners Club
• Tilly Register
• Castletown D-Day Centre

As an insurance broker, our team also recognises that each policy needs to be as individual as its owner and their military vehicle. We know you expect to talk to people who understand your pride and joy. With over 40 years’ experience of insuring military vehicles like yours, we’re dedicated to providing a personalised service that focuses on getting to know you and finding out exactly what you want from your specialist insurance.

Ultimately, whether you need to make a claim, purchase a new policy, or renew an existing one, just know that we’re here to help.

Benefits of working with us:

• You can trust us – we’re rated Excellent on Trustpilot.
• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak with your local branch, within your community.
• We’re right by your side in the event of a claim.

Do military vehicles need insurance?

Military vehicles used exclusively for military purposes are exempt from the legal requirement of having motor insurance, whereas military vehicles used for non-military purposes, such as support vehicles or those involved in community engagement activities, or surplus military vehicles that have been decommissioned and used on public roads, require a specific type of insurance.

The details of such insurance would depend almost entirely on how the vehicle was used. But what we can say for sure is that for those who wish to operate military vehicles on UK public roads, they’re subject to the same insurance requirements that are necessary for a standard car.

That’s where we can help. We know military vehicles understand the passion that military vehicle owners and collectors have for their vehicles, and that’s why we can provide a personal, tailored service which focuses on helping you get our best value military vehicle insurance, designed to suit your needs and your budget. From Jeeps to Tanks to Gun Carriages and Limbers, our team are there to discuss your requirements in detail.

Policy benefits may include

Due to the wide range of ex-military vehicles and equipment on the market today, we understand that each military vehicle insurance risk can be different. We’ll talk you through your requirements and look at each quote individually to ensure that the cover you require matches your demands and needs.

Nil Excess

No Accidental Damage Fire & Theft excess will be payable on claims.†

European cover / 90 days foreign use

You are automatically covered for up to 90 days in any one trip. Automatically included in our policy cover.

Member to Member Cover

If you are insured with us, full policy cover is extended to the policyholder whilst driving other ex-military vehicles, provided that the vehicles owners are both members of a recognised military vehicle club, and both vehicles are covered by CVI under our Military Vehicle Insurance scheme.