Chauffeur Insurance

Why choose Howden for Chauffeur Insurance?

As a broker specialising in all kinds of business insurance, we take care of the hard work so you can stay focused on your clients. The strong relationship we have with our insurer means we can arrange your policy quickly and make the whole process simple and straightforward.

Every chauffeur works differently, so we take the time to understand your vehicle, your work, and your priorities.

Whether you’re renewing, making a claim, or arranging a brand‑new policy, our team is here to support you every step of the way.

What you can expect from us

• We’re rated Excellent on Trustpilot – you can rely on us
• We’re driven to save you time, money, and hassle
• You get tailored advice that comparison sites simply can’t offer
• If you need to make a claim, we’re right by your side

Chauffeurs working via Blacklane and Wheely

App‑based platforms like Blacklane and Wheely have become a key part of how many chauffeurs operate today. To support this evolving market, we’ve expanded our offering.

Our updated underwriting now accepts: “Bookings pre‑arranged on the website or pre‑arranged via Blacklane or Wheely App.”

This means more independent chauffeurs and executive drivers are now eligible for quotes – including those who rely on these platforms for a significant portion of their work.

What does Chauffeur Insurance cover?

Chauffeur insurance is designed to protect professional drivers who transport passengers in luxury or high‑value vehicles. It covers claims arising from accidents, injuries, or property damage that occur while you’re working – and can include compensation and legal costs where and when needed.

If you ever need to make a claim, you’ll have access to a dedicated claims handler who’ll work to get you back on the road as quickly as possible.

We also have delegated authority with an A‑rated insurer, which means we can underwrite your policy in‑house. This helps us arrange cover faster and more efficiently.

What’s typically included?

Thanks to the insurer we work with, we can offer:

• Premiums that reflect your claims history, with a variety of discounts available
• Protected no‑claims bonus (once you have earned a maximum no claims discount, you are able to protect your bonus subject to an additional premium)
• Discounts for named drivers

Chauffeur fleet insurance also available

If you operate multiple vehicles, we also offer specialist Chauffeur Fleet Insurance. Visit our Chauffeur Fleet Insurance page to find out more.

Share our specialist cover with other chauffeurs

Many chauffeurs work closely with other drivers, whether through app-based platforms, partnerships, or trusted networks. Our refer a friend reward is the perfect way to earn some extra cash. If you become a client of ours and refer another professional driver who successfully takes out a policy, you’ll receive £50 as a thank you.

It’s our way of supporting the chauffeur community and helping more drivers access specialist protection.

Speak to our team

If you’d like to learn more about chauffeur insurance or want help finding the right cover for your work, get in touch with us by phone or email. We’re here to help you get the protection you need – quickly and confidently.