Temporary Learner Insurance

Why choose Howden for Temporary Learner Driver Insurance?

Here at Howden, we pride ourselves on doing the heavy lifting for our clients, so they don’t have to. As an insurance broker, we make the process of comparing multiple learner driver policies, on your behalf, simple and easy, thanks to the great relationships we have with our selected panel of standard and specialist insurers. What’s not to like?

Our team also provides a personalised service, focused on getting to know you and finding out exactly what you want from your temporary learner driver insurance, because our team knows that each policy needs to be as individual as its owner.

Ultimately though, whether you need to purchase a new temporary learner driver policy, renew an existing one, or need to make a claim, we’re always here to help.

Benefits of choosing Howden:

• Flexible cover that allows you to learn when you want.
• Policies from just 12 hours up to 28 days.
• No impact on No Claims Discount.
• Fully comprehensive cover as standard.
• You can trust us – we’re rated Excellent on Trustpilot.
• Benefit from a tailored service that comparison sites can’t provide.
• We’re right by your side in the event of a claim.

What is Temporary Learner Driver Insurance?

If you're a novice driver practicing in a friend or family member's car instead of with a certified instructor, obtaining your insurance policy is essential. However, while you learn, you likely won't need continuous coverage. Instead, opt for a flexible temporary policy that aligns with your specific requirements.

With our short-term learner driver insurance, you'll only pay for the coverage you need during your learning journey. You have the flexibility to choose learner insurance for a day, a week, or a month. With coverage options ranging from 12 hours to 28 days, finding a policy that accommodates your schedule is practical and easy.

How does our Temporary Learner Insurance work?

Our short-term learner insurance is specifically designed for individuals learning to drive in their own vehicle or a family member's car. You have the flexibility to secure coverage for the duration that suits your needs, ensuring comprehensive protection during practice sessions in the vehicle of your choice.

As provisional license holder, it is imperative to be accompanied by a qualified and eligible individual for supervision. Our provisional insurance also guarantees that there is no impact on your No Claims Discount, preserving the unaffected status of other policies.

It's important to note that the cover provided by your temporary learner driver insurance does not persist once you have successfully passed your driving test. Nonetheless, this insurance option offers an economical solution for getting cover while honing your driving skills as a learner.

What does our Temporary Learner Insurance cover?

Comprehensive cover is included as standard with our learner driver insurance, so you're automatically covered for damage to yourself, your vehicle, or any third parties. This gives you complete peace of mind while refining your driving skills.

• Fully comprehensive cover on policies lasting from 12 hours to 28 days.

• Cover for accidental and malicious damage to your car.

• Cover for injury to others or damage to their property.

• Valid for driving anywhere in the UK.

What's not covered with temporary learner car insurance?

• The excess amount you’ve agreed to pay.

• Vehicle release from an impound.

• Additional drivers – cover applies only to the named driver on the policy.

• Standalone claims or separate cover for broken or damaged glass, including the windscreen.

• Driving after you’ve passed your test.

Am I eligible for temporary learner insurance?

There are some criteria which need to be met in order to be eligible for learner driver insurance. For instance, as the driver you must:

• Be aged between 17 and 69 years old.

• Be a provisional licence holder with no motoring convictions or penalty points.

• Have been a permanent resident in the UK for the past 12 months.

• Have no criminal convictions.

• Not have had a previous insurance policy voided by an insurer.

Anyone supervising the learner during private practice must also:

• Be at least 25 years old.

• Have held a full UK driving licence for at least 3 years.

• Have been a permanent resident in the UK for at least 2 years.

And the vehicle you're driving must:

• Be worth between £500 and £30,000.

• Have no more than 5 seats in total, including the driver's seat.

• Have no modifications, unless it's to aid a disabled driver.

• Have a valid MOT certificate and up to date road tax.

• Be insured with an annual policy if it’s owned by someone other than the learner driver.

• Only be used while the learner (who is also the policyholder) is being supervised

How to get temporary learner driver cover from an insurance broker

Whether you're learning to drive in your own car or someone else's car, getting short term learner insurance with us is a straightforward process. The first step is contacting us or visiting us in branch, and providing us with the following details:

• Your personal details - name, age and where you live

• Details about your driving history – have you been involved in an accident? Or made a claim over the last few years?

• Details about your car – registration number, age, make and model of the car

Once we have all the details we need from you, we'll start looking at policy options and quotes which we think would work best for you! We will then talk it through with you so that you are aware of all the options and can find the right solution to match your budget.

Who Howden work with

The great relationships we have with a wide range of trusted car insurance providers allows us to provide a service which supports each and every one of our learner driver clients.

The years of experience our team have working in the insurance industry has meant that Howden continues to be rated highly by our clients.

Claims

We’re here to assist you when it matters most.

Whatever’s happened to you or your car, we’re here to help. It’s part of our service to make sure that your claim is dealt with as quickly as possible and without any hassle.

MAKE A CLAIM

Do you need car insurance or motor trade insurance to support your business? Look no further than Howden for your motor insurance!

You can also read:

• Free MOT checker - Check a vehicle's MOT history
• Free Car Tax Check: Check if Your Vehicle is Taxed
• Car Insurance Group Checker
• Learner driver insurance: a complete guide
• Your guide to car insurance for 17 year olds