Kit and replica car insurance

Why choose Howden for kit and replica car insurance?

Howden is the new name for Cherished Vehicle and RH Specialist Insurance.

As an insurance broker, we pride ourselves on doing the heavy lifting, so you don’t have to. This is no different when it comes to getting you a specialist motor insurance quote. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing multiple kit and replica car insurance policies, on your behalf, simple and easy. What’s not to like?

Our team here at Howden also know that each policy needs to be as individual as its owner and their car, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your insurance.

Just know, whether you need to make a claim, purchase a new motor policy, or renew an existing one, we’re here to help.

Benefits of working with us:

• You can trust us – we’re rated Excellent on Trustpilot.
• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak with your local branch, within your community.
• We’re right by your side in the event of a claim.

What is kit and replica car insurance?

Kit cars are vehicles that are assembled from kits bought from specialist manufacturers, containing all the necessary components and parts. Replica cars, on the other hand, are vehicles that closely resemble classic or vintage cars, often iconic models, but are not the original or genuine examples of those vehicles. They are built to replicate the appearance and design of the original cars, but they may use modern chassis, engines, and other components.

Both types of cars require specialised forms of insurance which are designed for vehicles that are assembled or built by enthusiasts from individual components, or from replica parts of existing classic or iconic vehicles.

Policy benefits may include:

When it comes to kit and replica car insurance you can rely on us to find you flexible cover - ensuring your vehicle is protected throughout its build process right through to completion and beyond. Our expert advisors can help find you the insurance policy that’s just right to cover the individuality of your vehicle. The insurers we work with offer:

Broad range of cover options

From Build up, Laid up to Comprehensive cover available.

Track day cover

Typically available as part of your policy.

UK and European accident and breakdown recovery

Including home service.

European cover

Automatic cover for up to 90 days on any one trip.

Club member discounts

As well as access to bespoke schemes where available

Modifications

Most vehicle modifications will be considered.

Cherished salvage

Free and automatic return on all vehicles over 20 years of age

Personal accident cover

Up to £5,000 while travelling in any private vehicle.

Unlimited windscreen cover

Means your vehicle’s windscreen can be repaired or replaced as many times as needed without a cap on the cost.

Rally cover

Automatic cover included for club rallies.

Dismantled parts

Covered up to the value of the vehicle (subject to being kept in a locked garage or building).