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Pet Insurance

Comprehensive Lifetime Pet cover for your furry family members. From playful puppies to grown up cats, we'll help get them covered with a range of cover levels, up to £9,000 per year, to suit their needs.

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Plans That Fit Every Budget

Transparent pricing with no hidden fees. Choose the plan that's right for your pet.
Essential
Complete
Premier
Section 1 – Veterinary Fees including Complementary Treatment
up to £3,000
up to £6,000
up to £9,000
Sub- Section 1A – Veterinary Fees
£3,000 (including £500 Dental Treatment)
£6,000 (including £1,000 Dental Treatment)
£9,000 (including £2,000 Dental Treatment)
Sub-Section 1B - Complementary Treatment
£500
£1,000
£2,000
Section 2 – Death from Injury or Illness
£500
£1,000
£2,000
Section 3 – Theft or straying
£500
£1000
£2000
Section 4 – Advertising and Reward (inc. £250 reward)
£500
£1,000
£2,000
Section 5 - Farewell cover
£200
£300
£500
Section 6 – Third Party Liability (Dogs only)
£1 million
£1 million
£2 million
Section 7 – Emergency Boarding Fees
£500
£1,000
£2,000
Section 8 – Holiday Cancellation
£500
£1,000
£2,000
Section 9 – Emergency Repatriation
£500
£1,000
£2,000
Section 10 – Quarantine Expenses and Loss of Documents
£500
£1,000
£2,000
FirstVet (24/7 video vet)
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check
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Initial Exclusion Period
Essential
Complete
Premier
Any claim resulting from injury
48 hours
48 hours
24 hours
Any claim resulting from illness
14 Days
14 Days
14 Days
Any claim resulting from a Cruciate Ligament Condition
30 days
30 days
30 days
Excess & Co-insurance
Essential
Complete
Premier
Sub-Section 1A & 1B – Excess per incident or condition
£100
£100
£100
Sub-Section 1A & 1B - Co-insurance (in addition to Excess for pets aged 8 years or over)
20%
20%
20%
Sections 2, 3, 4, 5 & 7 – Excess per incident
Nil
Nil
Nil
Section 6 – Third Party Liability (Dogs only) - per incident per dog
£250
£250
£250
Sections 8, 9 & 10 – Excess per incident
£100
£100
£100

Key Features and Benefits

  • Veterinary Fees - Cover up to the chosen cover level limit for the 12-month period to treat your Pet for illness or injury. The cost of complementary treatment recommended by your vet, your pet has received during the policy term to treat an illness or injury up to the maximum benefit.

  • Death From Injury or illness- Cover if your pet passes away or has to be put to sleep by a vet during the policy term as a result of injury or illness up to the maximum benefit.

  • Theft or Straying - If your pet is lost or stolen during the policy term and is not recovered or does not return within 30 days, we will pay you up to the loss of pet reimbursement or purchase price whichever is less up to the maximum benefit.

  • Advertising and Reward - If your pet is stolen or goes missing during the policy term, we will pay advertising and reward costs up to the maximum benefit.

  • Farewell cover - If your pet is put to sleep due to an injury or illness accepted by us, we will pay the cost of the fee charged by the vet to put your pet to sleep and the cost of a cremation or burial, if applicable, up to the maximum benefit.

  • Third Party Liability - We will pay all sums you are legally liable for as compensation, costs and/or expenses awarded by a court in the United Kingdom following an incident involving your insured dog within the United Kingdom, which occurs during the policy term, resulting in bodily injury (fatal or non-fatal) to another person or accidental damage to another person’s property up to the maximum benefit.

  • Emergency Boarding - The cost of boarding your pet at a licensed Kennel or Cattery, or £5 a day towards the cost of someone, who does not live with you, looking after your pet while you are in hospital during the policy term up to the maximum benefit.

  • Holiday Cancellation - Any travel and accommodation expenses for you and your family that you cannot recover, if you have to cancel your journey during the policy term up to the maximum benefit

  • Emergency Repatriation - Cover if your pet is injured or shows the first clinical signs of an illness during your journey and cannot travel home the same way it travelled abroad up to the maximum benefit.

  • Quarantine Expenses & Loss of Documents - cover if your pet is either unable to return to your home or must be quarantined upon return to the United Kingdom because of illness showing clinical signs during the journey, failure of microchip, lost or stolen pet travel documentation up to the maximum benefit.

  • FirstVet 24/7 Access - FirstVet is available by downloading the app or website from the comfort of your home. FirstVet provide advice and simple suggestions for things that you can do at home to help your pet. Our vets are here to help with all your pet health questions and symptoms, such as vomiting, diarrhoea, skin problems, first aid, nutrition and behaviour. The vets can help you decide whether an issue is an emergency, or when to visit a vet clinic. If your pet needs to visit a vet for an examination or treatment, then you will be directed to your registered vet. If you do not have a registered practice, our vets will help you to find your nearest open veterinary clinic.

  • Multi pet discount - 10% discount for each additional Pet added to the policy


Frequently Asked Questions

What levels of cover are available?

We offer three levels of cover to suit different needs and budgets: Essential, Complete and Premier. As you move up through the cover levels, you'll benefit from higher veterinary fee limits, helping you choose the protection that best suits you and your pet.

What are the key benefits of Premier cover?

Premier is our highest level of pet insurance cover, offering the greatest level of protection for you and your pet. Alongside the core benefits available across our plans, Premier provides higher cover limits, helping you manage the cost of unexpected veterinary treatment and other covered expenses with greater peace of mind.

Is Third Party Liability included in your cover?

Yes. Third Party Liability cover is included, helping protect you if your dog causes injury to another person or damages someone else's property and you are held legally responsible. The level of cover available will depend on the policy selected, so please refer to your policy documents for full details.

Do you offer any multi-pet discounts?

Yes, there's a 10% discount available for each additional Pet added to your policy.

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