Cycling Insurance
Get specialist cycling insurance cover to meet the specific demands of committed cyclists.

Why choose Howden for Cycling Insurance?
Howden is the new name for A-Plan. As an insurance broker that has vast experience with helping clients with leisure policies, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist insurers, we make the process of comparing multiple cycling insurance policies, on your behalf, simple and easy. What’s not to like?
Here at Howden, we also know that each cycling policy needs to be as individual as its owner, and that’s why we provide a tailored, personalised service, focused on getting to know you and finding out exactly what you want from your cover.
Ultimately though, whether you need to make a claim, purchase a new cycling policy, or renew an existing one, just know that we’re here to help.
Benefits of working with us:
- You can trust us – we’re rated Excellent on Trustpilot.
- We’re driven to save you time, money, and hassle.
- Benefit from a tailored service that comparison sites can’t provide.
- Speak with your local branch, within your community.
- We’re right by your side in the event of a claim.
Do I need Cycling Insurance?
In the UK, cycling insurance is not compulsory, but it is recommended that you have it. Whilst cycling may be good for you and the environment, you’re still vulnerable to accidents and injuries whilst on a bike.
While often providing some cover, home insurance is typically unable to meet the specific demands of the committed cyclist. Perhaps you enter competitions at the weekend, have a high value bicycle (or bicycles), need more options, or wish to cover yourself as well as your bicycle? Home insurance doesn’t always cut it, and getting cycling insurance could provide you with that reassurance.
So, what does cycling insurance typically cover you for?
- Accidental damage
- Thefts or losses
- Replacement bike hire
- Parts, helmets and accessory replacement
- Public liability cover
- Personal accidents
- For medical emergencies
- Legal expenses
- Worldwide cover
It’s important to remember that every insurer is different, and they may all differ in terms of what they do and don’t cover under their cycling insurance. But that’s where we can help. We can take the information you provide us and use it to compare different cycling policies and then source only our best value insurance quotes which suit you and your personal needs.
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