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Multi-Car Insurance

Let us help you find the best possible multi-car insurance premium price for all your vehicles.

Country home with two cars parked on driveway

Why choose Howden for Multi-Car Insurance?

Howden is the new name for A-Plan. Here at Howden, as a motor insurance broker, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist vehicle insurers, we make the process of comparing multiple motor-related insurance policies, on your behalf, simple and easy. What’s not to like?

We also know that each policy needs to be as individual as its owner, and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your multi car insurance.

Ultimately, whether you need to make a claim, purchase a new multi car policy, or renew an existing one, just know that we’re here to help.

Benefits of working with us:

  • You can trust us – we’re rated Excellent on Trustpilot.
  • We’re driven to save you time, money, and hassle.
  • Benefit from a tailored service that comparison sites can’t provide.
  • Speak with your local branch, within your community.
  • We’re right by your side in the event of a claim.

How does Multi-Car Insurance work?

From experience, we know that generic motor insurance products don’t always fulfil the needs of vehicle owners, especially for those who own multiple vehicles. That’s why a specialist multi-car insurance policy is favourable, because it can provide a cost-effective method to insure multiple vehicles in circumstances where there are more vehicles than drivers. With all the vehicles covered under one policy with a single provider, you can rest assured knowing your insurance is all in one place.

Our multi-car insurance policies can include:

  • Cars, vans, classic cars, kit cars, American cars, and modified cars
  • Motorhomes and horse boxes
  • Flexibility to have varied levels of cover for each vehicle
  • Motor legal cover
  • Breakdown cover
  • Courtesy car

Once we’ve reviewed your personal requirements, our dedicated team of specialists can help you explore the potential benefits of insuring your vehicles using a multiple vehicle insurance policy and establish if it's more cost effective for you. Then it’s about finding you the right policy at the best possible value.

How much does it cost to insure multiple cars?

Each and every vehicle is different, and it's the individual features of each vehicle which will impact how much it'll cost to insure it. The cost of an insurance premium for a multi-car policy can depend on:

  • Its age
  • Its features and modifications
  • Its make and model

Besides the car itself, insurers take several other things into account when calculating insurance premiums too, such as:

  • Your driving and claims history
  • Where you live and regularly drive
  • Your annual mileage
  • Where your high performance car will be parked

Moreover, all cars are categorised into different car insurance groups. These range from 1 to 50, and help insurers decide how much to charge for premiums. Not sure what insurance group your high-performance car belongs to? Find out with our Car Insurance Group Checker tool.


Get in touch

Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

Reap the benefits of driving responsibly

Bank on a black box car insurance policy which charges a premium based on how you drive, not how other young people drive.

Be prepared with our best value replacement vehicle cover

Don’t be left empty-handed and vehicle-less when yours is written off or stolen thanks to replacement vehicle insurance.

Don’t miss out on no claims bonuses when driving a company car

Benefit from responsible driving thanks to an ex-company car insurance policy that protects your no claims bonus.