Why choose Howden for Rural Motor Insurance?

Here at Howden, we know how integral farm vehicles are to facilitating your day-to-day operations. Thanks to the great relationships we have with our selected panel of insurers, we make the process of comparing multiple rural insurance policies, on your behalf, simple, easy, and straightforward. What’s not to like?

As an experienced insurance broker, we also know that each rural motor policy needs to be as individual as its owner, their farm and their vehicles and that’s why we provide a personalised service, focused on getting to know you and finding out exactly what you want from your cover. We are also experienced claims handlers available to support you should you be involved in a claim.

Ultimately, though, whether you need to make a claim, purchase a new rural motor policy, or renew an existing one, just know that we’re here to help.

Benefits of working with Howden:

  • You can trust us – we’re rated Excellent on Trustpilot
  • We’re driven to save you time, money, and hassle
  • Benefit from a tailored service that comparison sites can’t provide
  • Speak to a rural insurance expert
  • We’re right by your side in the event of a claim

More about Rural Motor Insurance

Farm vehicles are so important for farmers because of the key role they play in facilitating day-to-day operations. Without them, many farms couldn’t function at all, and it’s for this reason that farmers should invest in rural motor insurance.

Rural motor insurance, which can also be referred to as agricultural vehicle insurance, provides farm owners with protection against the risks that their vehicles face, whether that be accidents, fires, thefts, acts of vandalism or unforeseen events. We offer this insurance via our dedicated rural team who are, not only connected to a network of rural insurance specialists, but are also experienced claims handlers that can provide support policyholders whenever they’re involved in a claim.

The insurers we work with will typically provide cover for the following types of farm vehicles:

  • Tractors
  • Combine harvesters
  • Diggers
  • Quad bikes
  • Commercial vehicles such as lorries, vans and 4x4s
  • Private cars
  • Horseboxes
  • Trailers
  • Free Agricultural Implement cover starting from £100,000 on any one item whilst attached or detached

We can also advise you on agricultural fleet insurance, which could cover all of your farm vehicles under the same policy.

However you choose to insure your rural vehicles, our team of rural specialists will ensure that your policy is tailored to your preferences and your budget.


Get in touch

Try us out and see how we can help save money and make finding the right insurance cover that little bit easier for you.

Specialist rural cover from a dedicated team of experts

Whether you need to cover a farm, an estate, any motor vehicles, your stock, or equipment, we can help you find your ideal rural insurance policy.

Bespoke farm and estate cover that works for you

We offer a comprehensive range of farm and estate insurance policies to suits farmers, landowners, and estates of all sizes.

Rural home and contents cover tailored to your buildings and belongings.

We understand the importance of having rural home and contents cover that does what it’s supposed to; protect your farm’s buildings and your belongings.