Classic motorbike insurance

We’re specialists in classic motorbike insurance.

Howden Insurance is the new name for RH Specialist and Cherished Vehicle Insurance.

Whether you ride a Harley, Royal Enfield or a Vincent, you’ll understand the pride and joy that comes with owning a classic motorbike, and how important it is to protect your vehicle.

Our teams make sure that come rain or shine, you have the cover you need. Our expert understanding of classic motorbikes ensures that whether you ride your bike day-in and day-out, prefer to spend your time working on it in the garage, or attending biking events; you can relax, knowing you’ve got the right level of cover.

Choose Howden Insurance and benefit from motorbike insurance from people who share your passion. Our cover has been specially designed to give you the peace of mind to be able to go out and enjoy your vintage bike. The policy you can represent the true value of your motorbike and can be tailored to match your exact requirements.

Benefits of choosing Howden:

• Speak in-person with someone from your local branch, within your community.
• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• We’re right by your side in the event of a claim.
• You can trust us – we’re rated Excellent on Trustpilot.

Policies for motorcycles of all shapes and sizes

Classic motorcycles

If you own a motorcycle which was manufactured before 2010, it may be eligible for a classic motorcycle insurance policy.

Modern motorcycle

If you already have a classic motorbike insured with us, we will be able to provide a quote for your more modern motorbike. If you use your motorbike for social, domestic and pleasure purposes, we will work with you to tailor a solution.

Motorcycle collections

We can combine your collection of classic and modern motorbikes onto one policy. This means you can enjoy the convenience of them all being managed in one place. We would love to help you tailor a policy which suits your exact needs so please call us today.

Policy benefits may include:

Cherished salvage

Unlike other insurers, free and automatic return on all motorcycles over 20 years old.

UK & European accident & breakdown recovery

All policies come with UK European accident & breakdown and recovery, including home service, as standard.

European cover

You are automatically covered for up to 90 days in any one trip.

Rallies cover

Automatic cover included for club rallies.

Dismantled parts

Covered up to the value of the motorcycle subject to being kept in a locked garage or building.

Personal accident

Covered up to the value of £5,000 for death and £2,500 for loss of limb or permanent blindness in one or both eyes while travelling in or on any private vehicle.

Medical expenses

Covered up to the value of £500 for each person who is injured whilst they are travelling on your motorcycle as a result of an accident involving your motorcycle.

Personal belongings

Covered up to the value of £150. Benefits that come as a standard

'Agreed Value'

Agreed Value is available on our classic motorcycle policies.

Standard Terms

We can look to cover riders from 21 years of age and with no upper age limit (subject to underwriting criteria).

The motorcycle needs to be registered prior to 2010 to be eligible for our classic insurance cover and the motorcycle needs to be kept in a locked garage or secure building agreed by underwriters at all times when not in use.

Exceeding customers' expectations is something that most companies attempt with varying degrees of success. RH (now Howden Insurance) does this in its sleep!

Keith Macaulay-Fraser.