Howden is the insurance broker for Badminton Wales
As a registered member of Badminton Wales, one of the many benefits available is access to insurance coverage specifically designed to protect you during your participation and involvement in the sport.
Badminton Wales ensures that registered clubs, coaches, participants, members, and officials are covered by a comprehensive insurance programme.
| Value of Cover | |
| Public & Products Liability | £5,000,000 |
| Group Personal Accident | £25,000 Capital Benefit |
| Professional Indemnity | £5,000,000 |
| Sports Equipment | Up to £2,750 - £50 excess |
| Employers Liability | £10,000,000 |
| Legal Expenses | £100,000 per claim |
| Management Liability incl. Entity cover for Employment Practices Liability | £250,000 |
| Travel | £10,000 cancellation and more |
By providing these insurance benefits, Badminton Wales aims to ensure the safety and Wellbeing of its members, promoting a safe environment for everyone involved in the sport. This is a summary of cover only. Please refer to the policy schedules and wordings for full information, conditions and details or please contact us on phone no. +44(0)2920 626226 or email Samuel.manship@howdeninsurance.co.uk
Public and products liability insurance
This coverage provides protection in case you are held responsible for injury to a third party or damage to their property during badminton activities.
Group personal accident insurance
This coverage offers financial protection in the event of accidental injury or death while participating in badminton activities. It includes benefits such as medical expenses, rehabilitation, and accidental death benefits.
Employers liability insurance
This insurance is essential for clubs who have employees or volunteers. It protects against claims made by employees who suffer injury or illness as a result of their work within the badminton setting.
Professional indemnity insurance
This coverage is specifically designed for coaches and instructors. It protects against claims of professional negligence, errors or omissions, or any financial loss suffered by a student or client due to your professional advice or services.
Sports Equipment
This coverage ensures protection is in place for a member’s rackets, with a £50 excess in the event of a claim. Rackets are available to purchase through Badminton Wales.
Commercial legal expenses insurance
This insurance covers the legal costs associated with various legal disputes that clubs may encounter, such as employment disputes, legal defence, or tax investigations as well as access to a 24/7 year round telephone advice line including tax, health and safety, crisis management and stress counselling.
Directors' and Officers' liability Insurance
This insurance provides coverage to the directors, officers, trustees or committees of clubs registered with Badminton Wales in case they face legal action for alleged wrongful acts, such as negligence, breach of duty, or mismanagement, including entity cover for employment practices liability.
Additional Insurances
Club property insurance
As a club affiliated with Badminton Wales, your Public and Employers' Liability insurance covers third-party property damage claims. However, this does not include protection for your club’s own property. For example, if your clubhouse is broken into or damaged by a storm, liability insurance won’t cover those losses.
To safeguard your club’s property, clubs should consider additional property insurance to protect against these risks. Click here to contact a member of the team and discuss further. Key benefits include:
- Clubhouse and facility damage: Covers damage to your clubhouse and any associated buildings.
- Trophies: Insures trophies stored at the club or taken home by members within the UK.
- Courts and flooring: Protection for badminton courts, including specialist flooring surfaces.
- Lighting systems: Covers damage to indoor lighting rigs caused by storms or electrical faults.
- Business interruption: Compensation for lost income (e.g., court hire, bar/café revenue) due to major incidents like fire or flooding.
• Bar stock and cash: Covers bar stock and money, including cash in transit to the bank.
Public liability - evidence of cover
If you require evidence of your Public Liability cover document to show to third parties who require proof of your insurance it’s available on your Sport 80 profile.
Employers liability certificate
If you require your Employers Liability certificate to show to third parties who require proof of your insurance please click here.