Holiday Let Insurance

Why choose Howden for Holiday Let Insurance?

Howden is the new name for A-Plan. Here at Howden, as an insurance broker who specialise in sourcing niche policy quotes, we pride ourselves on doing the heavy lifting, so you don’t have to. Thanks to the great relationships we have with our selected panel of standard and specialist holiday let insurers, we make the process of comparing multiple insurance policies, on your behalf, simple and easy. What’s not to like?

Our team here at Howden also know that each policy needs to be as individual as its owner and their holiday let, and that’s why we provide a bespoke, personalised service, focused on getting to know you and finding out exactly what you want from your insurance cover.

Ultimately though, whether you need to make a claim, purchase a new holiday let policy, or renew an existing one, just know that we’re here to help.

Benefits of working with us:

• You can trust us – we’re rated Excellent on Trustpilot.
• We’re driven to save you time, money, and hassle.
• Benefit from a tailored service that comparison sites can’t provide.
• Speak with your local branch, within your community.
• We’re right by your side in the event of a claim.

What is a holiday let?

Holiday lets have become increasingly popular with the rise of online vacation rental platforms, allowing property owners to list their properties for short-term rentals and enabling travellers to browse and book accommodations worldwide.

A holiday let is a property, typically a house, apartment, or cottage, that is rented out to on a short-term basis, usually for periods ranging from a few days to several weeks.

What insurance do I need for a holiday let?

With the rise of the ‘staycation’ and the growing presence of online rental companies, renting your property has never been easier. This means that having the right holiday let insurance in place has become increasingly important and essential. Holiday let popularity has sky-rocketed and property owners are making sure they have adequate insurance to ensure they’re prepared for more and more people renting out their holiday home.

So, what does holiday let insurance cover? These policies will typically cover you for:

• Thefts
• Damage caused by storms or fires
• Accidental or malicious damage caused by guests or hosting activities
• Escape of water

Holiday let insurance policies are also often split into both buildings and contents cover, which respectively cover the structure of the property and its contents in case they are damaged or stolen. Just be aware that this type of policy can be quite intricate, so be sure to speak to an insurance professional or broker, like Howden, who will be able to provide some clarity around how a holiday let policy could support you.

Want to read more about holiday let insurance and what cover you might need for your property? Check out our Holiday Home Guides page here!