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By entering this competition, you agree to be bound by these terms and conditions.

• 1. The Promoter:
  A-Plan Holdings incorporated and registered in England and Wales with company number 00750484 whose registered office is at 2 Des Roches Square, Witney, Oxfordshire, OX28 4LE.
  Howden UK Brokers Limited is authorised and regulated by the Financial Conduct Authority No. 307663. Registered in England and Wales under company registration number 02831010. Registered Office: One Creechurch Place, London, EC3A 5AF.
  Howden Group Holdings Limited is registered in England and Wales under company registration number 2937398. Registered office: One Creechurch Place, London, EC3A 5AF.
  SPF Private Clients Limited is authorised and regulated by the Financial Conduct Authority No. 189213. Registered in England under company registration number 3680970. Registered Office: 33 Gracechurch Street, London, EC3V 0BT.
• Competition: Win a signed Lions jersey
• Opening Date: 09:00am on 2025-03-17
• Closing Date: 2025-03-31
• Prize: A signed British & Irish Lions Jersey. Cash value: £0. There is only one prize available. Exclusions: N/A
• 1.1 You agree to be bound by these terms and conditions by submitting a Competition entry.
• 2. Eligibility
• 2.1 The Competition is open to all residents in England and Wales aged 18 years or over, except employees (and/or their immediate families or households) of the Promoter or its holding or subsidiary companies.
• 2.2 The Promoter will not accept Competition entries that are incomplete, illegible, or have been altered, reconstructed, forged or tampered with.
• 2.3 There is a limit of one entry per person per action.
• 3. How to enter
• 3.1 To enter the Competition, you must provide your name, email address, telephone number and either your car, home, van, business, mortgage or education insurance renewal date.
• 3.2 The Promoter must receive All Competition entries through the specified method by no later than 17.00 on the Closing Date. All Competition entries received after the Closing Date are automatically disqualified.
• 3.3 No purchase is necessary.
• 3.4 The Promoter will not accept responsibility for Competition entries that are lost, mislaid, damaged or delayed in transit, regardless of cause, including, for example, as a result of any postal failure, equipment failure, technical malfunction, systems, satellite, network, server, computer hardware or software failure of any kind.
• 4. Selection process and claiming the prize
• 4.1 The prize is not negotiable, refundable or transferable. The winner shall comply with any additional terms and conditions and/or exclusions which may apply to the prize.
• 4.2 A random number generator will be used to choose the winner, and subject to clause 4.1, the selection is final, and no correspondence or discussion will be entered into.
• 4.3 The Promoter will contact the winner via the contact information provided. The Promoter will not amend contact information after submitting the Competition entry form.
• 4.4 The Promoter will make all reasonable efforts to contact the winner. If the winner cannot be contacted or has not claimed their prize within 30 (thirty) days of being notified, the Promoter reserves the right to offer the prize to the next eligible entrant selected from the correct entries received before the Closing Date. The Promoter accepts no responsibility if you cannot take up the prize. The prize may not be claimed by a third party on your behalf.
• 4.5 If you object to any or all of your surname, county and winning entry being published, please contact the Promoter. In such circumstances, the Promoter may still provide the information to the Advertising Standards Authority on request.
• 5. Data protection and publicity
• 5.1 The Promoter will only process your personal information as set out in the Promoter’s Privacy Policy https://www.howdeninsurance.co.uk/common-pages/privacy-notice/. See also condition 4.5 with regard to the announcement of winners.
• 6. Limitation of liability
• 6.1 Insofar as is permitted by law, the Promoter, its agents or distributors will not in any circumstances be responsible or liable to compensate any entrant to the Competition or accept any liability for any direct or indirect loss and/or damage occurring as a result of participating in the Competition, including but not limited to, taking up the prize. Your statutory rights are not affected.
• 7. General
• 7.1 The Promoter reserves the right to, at its sole discretion, exclude or disqualify any participant whose conduct is contrary to the spirit or intention of the Competition or who is in breach of these terms and conditions.
• 7.2 The Promoter reserves the right to hold, void, suspend, cancel, or amend the prize Competition where necessary.
• 7.3 In the event of a discrepancy between these terms and conditions and the provisions of any promotional material relating to the Competition, the provisions in these terms and conditions will prevail.
• 7.4 These terms and conditions shall be governed by the laws of England and Wales, and the parties will submit to the exclusive jurisdiction of the courts of England and Wales.