High Value Travel Insurance for Private Clients
Travel with confidence - wherever your plans take you
Why choose Howden for high value travel insurance?
Whether you're planning a luxury holiday, an extended cruise, a series of trips throughout the year, or an extended stay overseas, having appropriate travel insurance in place can help protect your plans when the unexpected happens.
At Howden, we arrange single-trip and annual multi-trip travel insurance designed for individuals, families and those travelling with significant pre-paid costs or valuable possessions.
As part of our tailored approach, we take the time to understand your travel arrangements and arrange cover that reflects your needs.
Why specialist cover matters
Standard travel insurance can come with limitations on trip duration, cancellation values, belongings or activities. For higher-value travel, these restrictions can become more significant.
Whether you're planning a luxury holiday, an extended cruise, an itinerary across several destinations or a family holiday with substantial pre-paid costs, our approach is to understand your plans and arrange cover that reflects them.
We can arrange cover that may include:
Cancellation cover for higher-value trips, subject to the policy limits selected.
Worldwide emergency medical cover and assistance, subject to policy terms and exclusions.
Cover for valuable items and personal belongings, although individual item limits may apply
Single-trip or annual multi-trip options, with maximum trip duration limits depending on the policy chosen.
Optional cover for activities such as winter sports, cruises, golf and business travel where required.
The level of cover, limits, excesses and optional extensions available will vary depending on the policy selected, your travel plans and individual circumstances. We'll help you understand the options available and identify a policy that best meets your requirements.
A more considered approach
For many of our clients, travel insurance forms part of a broader insurance strategy. While some travel-related cover may exist within other policies, such as home insurance, it may not always align with the specific requirements of a particular trip.
Our role is to help review your travel arrangements and highlight any areas where additional cover may be worth considering before you travel.
Speak to a specialist
To discuss an upcoming trip or arrange suitable cover, contact on 020 8256 4901.
How can specialist travel insurance differ from standard travel insurance?
High net worth travel insurance is designed for travellers whose plans may involve higher-value bookings, longer trips, complex itineraries or valuable personal possessions. While cover varies by insurer and policy, specialist travel insurance can offer higher limits and additional flexibility than some standard travel insurance policies.
The cover available, limits, exclusions and any optional extensions will depend on the policy selected and your individual circumstances.
What's the difference between single-trip and annual multi-trip travel insurance?
Single-trip cover may be suitable if you're planning a specific holiday, cruise or extended journey, while annual multi-trip cover can provide protection for multiple trips throughout the year. Maximum trip durations, destinations and cover options will vary depending on the policy chosen, so we'll help you understand the options available and select cover that reflects your travel plans.