Luxury Car Insurance

Why choose Howden for luxury car insurance?

Typically, supercar and performance car insurance policies come with additional benefits to reflect the higher value – and the potential higher risk – associated with the vehicle, and are provided by specialist brokers and providers.

By choosing to work with Howden, you’ll receive a personal service from your own dedicated account handler who shares your enthusiasm and passion for cars. They’ll work directly with specialist insurers to obtain a quotation that offers the ideal combination of price and cover and there are no limits on the number of vehicles. So even if you have a collection of high performance cars, we can still find a car insurance policy that’s right for you.

How luxury car insurance works

From setting an ‘agreed value’ (the amount mutually agreed to cover a total loss) to protection for personalised registration plates, luxury car insurance can take into account every detail of your precious vehicle. Performance car insurance policies typically include the following benefits:

• Agreed value which provides the amount agreed up front in the event of a total loss
• Loan vehicles of equivalent standard and specification in the event of an accident or theft
• Repairs carried out by the garage of your choice
• Fully comprehensive cover for any named driver, regardless of the car being driven
• Insurance cover for any newly acquired high-performance, high-value vehicles
• Unlimited cover replacement locks
• Cover for personalised registration plates

Please note that there are usually the following limitations:

• Additional security may be required, including tracking devices for high value vehicles
• Insurers may require the vehicle to be garaged between 22:00 and 06:00 at the home address
• You may be required to obtain independent valuations for high value vehicles

If you own at least one performance vehicle with a current or original value in excess of £50,000, then a specialist motor insurance policy is essential.

We can provide cover for the following high value vehicles:

• Ferrari insurance
• Lamborghini insurance
• Bentley insurance
• Porsche insurance
• Aston Martin insurance
• Jaguar insurance

Ultimately, it doesn't matter whether you know this cover to be known as policy prestige car insurance, high value car insurance, luxury car insurance, or even just specialist car insurance, either way, we want to help you get your hands on a quote that ticks all your boxes and provides you with fully comprehensive cover.