Case Study: How a simple ownership adjustment delivered £1,000 in savings
Delivering smarter cover for a Range Rover: A Private Client success story
When a client approached us for a quotation on their Range Rover, we quickly obtained a quote based on the provided information. However, when reviewing the terms with the client, we identified an opportunity to improve the outcome.
Recommendation
The client was purchasing the vehicle through their business and wanted all policy details linked to the company, including the parking address. Tom Lansdell, one of our private client motor specialists, suggested a strategic adjustment: keep the ownership under the company but register the policy under the client’s personal name and address. This approach maintained the company’s right to claim in the event of a loss while opening access to additional markets.
Outcome
This simple change reduced the premium by £1,000, delivering significant savings without compromising cover. The client was delighted and proceeded with the revised policy.
Key Takeaways
This case highlights the value of working with the Howden Private Client team. By thinking creatively and leveraging market knowledge, we delivered a £1,000 saving and ensured the client’s needs were fully met.
Sometimes a small change can make a big difference. By adjusting the way the policy was structured, we opened up more options and delivered a better result for the client.
Tom Lansdell, Private Client Motor Specialist
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