Private Client Insurance
From luxury homes to classic cars, precious jewellery to art collections, we can provide custom-made cover to keep you protected – alongside individual guidance and exclusive access to our trusted valuers, security firms, and property managers.
Luxury car insurance
Cover that meets the needs of luxury and high-performance cars
Go above and beyond what many standard car insurance policies offer and choose a flexible, specialist policy for your luxury or high-performance car.
High Value Home Insurance
Tailored protection for your high value home
Key to our success is our exemplary service, made possible by a team of people who have the character and skill to manage, meet, and exceed the expectations of our clients.
Collectibles Insurance
The things you collect require specialist insurance
From jewellery, antiques, netsuke, art and zithers - collectibles insurance to protect your treasure.
Family Office Insurance
Expect excellent and confidential service
We understand the complex needs and demands a family office insurance policy needs to cater for.
What is private client insurance?
Connecting clients with experts across all aspects of private client insurance is what we do. From buildings and contents to fine art and jewellery, holiday homes to prestige vehicles, inheritance tax planning to mortgage advisory. We take care of your needs, so your growing portfolio can take care of itself.
Unlike standard insurance, which is built for the average household, private client insurance offers bespoke protection that reflects the unique risks and complexity that come with wealth. It can also make insurance arrangements simpler, whether that be via a common renewal date, a single insurer, or a single policy that covers your home, contents, cars and additional property.
Key to our success is our exemplary service, made possible by a team who have the character and skills to manage, meet and exceed your expectations. A team dedicated to building close client relationships for the long term.
Policy documents
Our dedicated teams are your gateway to quality insurance and advisory. Drawing on our network, they can secure the right products and the right price from the leading providers in the market. We also have our own private client insurance products underwritten by A rated insurers.
FAQs about private client insurance
How can I submit a claim on a private client insurance policy?
When it comes to claims, we are here to liaise with insurers on behalf of our clients, and to keep you informed throughout the process. We’ll work alongside insurers and loss adjusters and once we have a claim outcome we’ll talk you through it, answering any questions you may have, and offering advice on how you can reduce the likelihood of future claim.
You can make a claim by calling the dedicated Private Client claims numbers listed on our Claims page, where our team is available during business hours and an out‑of‑hours service is provided for urgent support.
How can I submit a quote with Howden Insurance?
You can request a quote directly through our website using the “Get in touch” button. You’ll be asked to complete a short form, and once submitted, a member of our team will be in touch to assist with your request. Our specialists will tailor your cover based on your property, vehicles, valuables, and wider lifestyle needs.
Where can I find out more about each of Howden’s private client insurance policies?
To find out more about our policies, you can explore our detailed policy documents, which include cover summaries and full wordings. Howden Home Policies
Individual product pages on our website also provide clear explanations of each type of cover, from home and motor to jewellery, collections and travel.
Otherwise, you can always give our specialist teams a call to find out more information.
Supercar Insurance
Only the most super insurance for your supercar
Whether it’s a single, high-performance supercar insurance policy you are looking for, or an all-in-one policy to cover a personal collection of supercars, we can help.
Listed Buildings Insurance
Choose insurance that’s worthy of your listed building.
Protect your special and historic property with the comprehensive listed insurance it deserves.
Jewellery Insurance
Choose a broker to help you cover your jewellery
Given that jewellery can be very expensive, we know how important it is that it’s protected properly with the right insurance.
Art Insurance
We help you find insurance for art pieces of all shapes and sizes
Whether you own a single piece of art or an entire collection, find out how we can source you a fine art insurance policy that suits you.