Global Mobility Partners
Specialist insurance support for global mobility - prevent delays, protect high‑value clients, and keep relocations moving.
Insurance: the overlooked step in global mobility – give your clients the early guidance they may not know they need
Relocation is complex - visas, housing, shipping, vehicles, schools, banking. Insurance is often treated as a last-minute tick box, yet it underpins multiple steps in the timeline. When cover is missing or misunderstood, completions stall, shipments wait, and stress rises - especially for families.
We work alongside organisations that support international movers, including:
- Relocation Management Companies (RMCs)
- Destination Service Providers (DSPs)
- Transit & shipping companies
- Immigration lawyers & visa specialists
- Tax advisers & wealth planners
- Property professionals (estate agents, buying agents, conveyancers)
Why insurance belongs at the start of the plan
Prioritising insurance early prevents delays, gaps in cover, and unwanted costs.
- Contracts & completions - Property purchases, mortgages, and vehicle handovers often require cover in place to proceed.
- High‑value assets - Fine art, jewellery, wine, and classic cars need specialist insurance schedules and up-to-date valuations.
- Market differences – Insurance norms and legal requirements vary by country, creating the potential for last‑minute surprises.
Our integrated approach
What you and your clients can expect
- Fast, specialist placement to avoid delays at exchange
- A single point of contact coordinating across all lines (home, content, fine art, motor, cargo)
- High-net-worth expertise to tailor portfolios to complex lifestyles
- Cross-border knowledge and access to a wide network of international specialists
First-hand relocation insight
“Treat insurance as a critical path item, not a last‑minute purchase. Housing, shipping, vehicles and renovations all trigger different cover requirements - map them before you start. Planning early saved me significant time and stress during my own move from New York to London. If your clients are preparing for an international transition, speak with the Howden Private Client team early in the process, we can help anticipate the risks your clients may not yet see.”
Callie Calder, Private Client Specialist, relocated from New York to London in 2025
Your Howden contacts
Callie Calder |
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Telephone: 0203 154 2721 LinkedIn: Profile |
Temporary accommodation and liability
Need: Family arrives before buying; furnished rental arranged.
Solution: Cover for personal possessions and appropriate tenant & personal liability from day one, plus introductions to trusted letting and estate agents.
Complex shipments: fine art and antiques
Need: High‑value collections and household goods shipped internationally.
Solution: Marine Cargo specialists arrange bespoke protection for high value items throughout transit.
Vehicles
Need: Purchase or lease of vehicles aligned to the relocation timeline
Solution: Placement of motor insurance to finalise purchase or lease. Introductions to sourcing and leasing providers - including coordinated delivery on arrival.
Renovation & financing
Need: Works planned on the chosen property.
Solution: Private Client team structures cover for the existing building and works, while SPF Private Clients (Howden’s in‑house mortgage broker) manages financing.
Wealth, tax and health
Need: International tax exposure, overseas investments, and private medical cover.
Solution: Coordination with Howden’s wealth advisory and private medical specialists for comprehensive protection.