Estate Agents

Have you lost a sale when the offer was accepted but the client couldn’t source the right insurance cover required to exchange?

If you don't want insurance to get in the way of a sale

Buying Agents

Why Choose Howden?

In our experience, clients leave home insurance to the last minute, mainly as they assume arranging this is easy. But there are all sorts of things that can derail what seems like a straightforward sale from a non-standard property to an usual circumstance causing problems and if your client can’t find cover, it may adversely affect the property purchase.

That’s where we step in. We help your client navigate the home insurance market and work with them to find the right policy. We’re also available to step in at short notice, as we understand that sometimes a client may leave insurance to that final moment.

 

Types of properties we can arrange cover for:

  • Timber-framed houses
  • Thatched properties
  • Modern homes, including Eco-homes or properties with solar panels
  • Luxury homes or estates
  • Properties in a flood area or with a history of subsidence, landslip, or historic movement
 

Types of circumstances:

  • Non domiciled
  • A poor claims history
  • A difficult financial history
  • Purchaser has been in an Individual Voluntary Arrangement (IVA) or declared bankrupt

Indemnity cover

We have access to a variety of indemnity policies, including Chancel Repair, Restrictive Covenant, and Planning Permission.

 


A case in point: Saving a property purchase

We had a referral from a nation-wide estate agent whose client was purchasing a £3m property in Surrey. The property had suffered two previous subsidence incidents and, as many of us have experienced, obtaining subsidence cover for properties with previous  history for this issue is famously difficult. The mortgage provider required that cover for subsidence was included, with a maximum excess of £1,000.  So the client’s likelihood of purchasing  the property rested upon whether we were able to obtain the cover.

By leveraging our experience and relationships, we successfully secured the necessary cover and the purchase went ahead. Both the client and estate agent were thrilled with the outcome.

Contact Us


Joshua Meadowcroft

George Seatter

Daryn Vanhinsbergh

Telephone: 020 7543 2844

Email Josh

LinkedIn: Profile

Find out more about Josh

Telephone: 0750 003 2045

Email George

LinkedIn: Profile

Find out more about George

Telephone: 07889 810825

Email Daryn

LinkedIn: Profile

Find out more about Daryn

Working with Howden Private Client

We have a flexible approach to incentives and tailor them according to the types of businesses we work with. This can include a share of commission for a successfully placed policy, a discount on your business insurances, or a charitable donation.

To assist you with referring clients to Howden Private Client we’ll provide you with a toolkit – enabling the referral process to be as seamless as possible. Plus, we’ll engage with you on a continuous basis to discuss your client referrals in order to ensure service standards are met.